Are you coming to the Netherlands and do you want a cheap car insurance with good conditions ? Discover affordable and comprehensive car insurance options in the Netherlands, tailored for international movers and individuals with valuable assets. Trust our expert advisors for optimal coverage and peace of mind.
In the Netherlands, finding an affordable car insurance policy can be a daunting task due to the multitude of insurance providers and their complex terms and conditions. However, whether you own a high-end luxury vehicle like a BMW, Audi, Porsche, Volkswagen, Mercedes, or Volvo, or a more budget-friendly car, it's crucial to secure proper coverage to drive confidently on Dutch roads compare your car insurance in the Netherlands. Easily compare car insurance online in the Netherlands and finalize your policy instantly for quick, hassle-free coverage and peace of mind
There are three types of car insurance in the Netherlands. A basic WA (liability) insurance is mandatory by law. It only covers damage you cause to others. Theft and damage to your own car are not included.A WA+ insurance provides additional coverage for theft. WA Risk (all-risk) insurance covers all types of damage, and in some cases, offers three years of coverage at the car’s new value.A WA insurance is often chosen for cars older than 10 years.
If your car is damaged, you can file a claim with your insurer or with us. You must always submit a European Claim Form, which is necessary for processing the claim.A car is considered a total loss if the repair costs exceed the value of the vehicle.With your car and car insurance, you are covered not only in the Netherlands but across all of Europe, including during vacations.
We have recently launched a vibrant website in 2023 to assist expats with obtaining car insurance in the Netherlands. Applying for insurance can be extremely challenging for individuals from other countries.
With over 15 years of experience in the insurance industry, we understand that one of the most daunting tasks for expats is securing auto insurance. As part of European Insurance BV, a platform specializing in insurance solutions for both national and international movers, our mission is to provide expats with the right coverage without burdening them with exorbitant premiums.
Whether it's insuring compact cars or luxury sports vehicles, we've got you covered. Our team is here to support expats with a seamless and hassle-free insurance experience. Let us take care of your insurance needs while you embark on your exciting journey in the Netherlands.
Quickly and easily arrange your car insurance with Car Insurance Netherlands, which has extensive experience with foreign customers and their car insurances.
Drive Your Dream Car Sooner: Get Insured in 24 Hours!
At Car Insurance Netherlands, we understand that sometimes you just can't wait to hit the road with your dream car. That's why we offer lightning-fast car insurance coverage, ensuring you can enjoy your vehicle without any delays. Whether you own a luxury car in a higher segment like vetaakl or any other type of vehicle, we've got you covered.
WA, WA+ & WA++ All Risk
When taking out a new car insurance policy, you will often be asked about your claim-free years. Claim-free years refer to the number of years in which you haven't made any claims on your previous car insurance. These claim-free years can also include any claim-free years you have accumulated abroad. It's important to note that some insurance providers accept and recognize claim-free years earned in foreign countries. These foreign claim-free years can contribute to your eligibility for a no-claims bonus and potentially result in a lower premium.
Third-Party Liability (WA) insurance is the basic auto insurance that is mandatory in the Netherlands for every car. It covers only the damage you cause to others. WA+ insurance, on the other hand, provides additional coverage for vandalism and theft to your own vehicle. Comprehensive (All Risk) insurance covers both damage to others and damage to your own vehicle.
The use of our website is completely free for you. If you purchase car insurance through our website, we receive a one-time or ongoing commission from the car insurance provider as compensation.
No, it varies depending on the specific electric vehicle and the insurer. For instance, insurers may have stricter requirements for vehicles with a catalogue value above €75,000. To determine if an insurer imposes additional security requirements for your specific vehicle, enter your license plate number in the comparison tool and check the "policy conditions" section, specifically the subsection on "security." This will indicate whether the insurer has any additional security requirements for your car.
Here, we've gathered answers to commonly asked questions about car insurance to help you make informed decisions and understand the essentials. Whether you're a new driver or an experienced one, it's important to have a solid understanding of car insurance to protect yourself and your vehicle.
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In the Netherlands, every car owner is required by law to have at least third-party liability insurance. But why is this type of insurance mandatory? This blog explains the importance of third-party liability insurance and how it protects both drivers and society.
When it comes to car insurance, your age and driving experience play a crucial role in determining your premium. Insurance companies assess risk based on statistical data, and both younger and older drivers face different challenges on the road. Understanding how age and experience affect your insurance costs can help you make informed decisions and potentially save money.
When purchasing car insurance, the type of vehicle you drive plays a significant role in determining your premium. Insurance companies assess various factors related to your car to calculate the level of risk. But how exactly does the type of car influence your insurance costs? Let’s explore.
When considering insurance, many people wonder if all-risk coverage is worth the extra cost. Unlike basic liability or third-party insurance, all-risk insurance offers comprehensive protection against almost all types of damage and loss. But is it truly worth the investment? Let’s break it down.
Accidents can happen at any time, even without involving another person or vehicle. Whether it’s a minor scratch, a bump, or storm damage, dealing with car damage when there’s no third party involved requires a different approach. Here’s what you need to do to make sure you handle the situation properly and get back on the road quickly.
Did you know that where you live can significantly influence how much you pay for car insurance? While factors like your driving history, age, and vehicle type are important, your zip code is another key detail insurers use to determine your premiums. But why does your location matter so much? Let’s break it down.
Car insurance for young drivers can be expensive, as insurers view younger drivers as higher risk. This often makes it difficult for young drivers to find affordable coverage. Fortunately, there are several ways to save on car insurance costs. Here are some tips:
In the Netherlands, basic third-party liability (WA) insurance is mandatory for every car owner. This insurance covers damage caused to others in case of an accident but does not cover your own car. However, there are more comprehensive options, such as "casco" (limited coverage) and "all-risk" (fully comprehensive) insurance, which also cover your own car. But are these extra options truly worth the added cost?
As an expat moving to the Netherlands, settling into a new country involves many important steps, including understanding the local regulations for driving and car insurance. If you plan to bring your car or purchase one in the Netherlands, obtaining proper car insurance is essential to legally drive on Dutch roads. This guide will help you understand what you need to know about car insurance requirements in the Netherlands as an expat.
Moving to a new country can be exciting but also comes with its own challenges. One crucial aspect to consider is securing car insurance. Every country has different rules and procedures for car insurance, so it's essential to be well-informed to ensure you're covered. Here are some steps to follow to get car insurance in a new country.
Winter months bring not only chilly weather and festive cheer but also increased risks on the road. Icy roads, snowfall, and poor visibility can significantly raise the likelihood of accidents. If you are involved in a winter accident, one of your first concerns might be: How will this affect my insurance premium?
Winter weather can be unpredictable and challenging for vehicle owners. From icy roads to heavy snowfall and hailstorms, winter conditions can cause significant damage to your car. Whether it's a cracked windshield, dents from hail, or even an accident due to slippery roads, knowing how to file an insurance claim for winter weather damage can save you time and money. Here's a step-by-step guide to help you through the process.
As an expat in a new country, understanding local regulations and insurance requirements can be challenging. One critical aspect of car insurance that often goes unnoticed is the use of winter tires. With the colder months approaching, it’s essential to know how winter tires can affect your safety and your car insurance. Here’s what you need to know.
As the colder months approach, it’s essential to prepare your car for winter conditions to ensure both your safety and that of others on the road. Proper preparation can also prevent damage to your vehicle and avoid costly repairs. In this blog, we’ll walk you through the key steps to winterize your car.
When planning a trip abroad with your car, it’s essential to understand how your car insurance works outside of your home country. International travel often involves driving in unfamiliar territories, so ensuring you're adequately insured is crucial for your safety and peace of mind. Here’s what you need to know about car insurance when traveling abroad:
Vandalism and theft are unfortunate incidents that can cause significant damage to your vehicle. If you’ve experienced such an event, you’re likely wondering what your insurance will cover. Here’s a guide to help you understand what to expect from your auto insurance policy in the event of damage due to theft or vandalism.
When faced with the unfortunate event of theft or damage due to vandalism, it’s essential to take prompt and appropriate actions to report the incident. Timely reporting can help you in claiming insurance and ensuring that your case is treated with priority. Below is a step-by-step guide to assist you in reporting theft or vandalism effectively.
Driving safely not only keeps you and others on the road safe but can also save you money on your car insurance premiums. Many insurance companies reward drivers who have a clean driving record with lower rates. Here's how driving safely can help you reduce your premiums.
Imagine this: you’ve had a fun night out with friends, had a few too many drinks, and decide to get behind the wheel anyway. Unfortunately, you make a mistake on the road and crash into a pole. The damage to your car is substantial, but the problem gets even bigger when you call your insurance company. What many people don’t realize is that driving under the influence of alcohol has far-reaching consequences, especially when it comes to your car insurance coverage.
When it comes to car insurance, a variety of factors play a role in determining how much you pay for your premium. One of the most significant factors is your age. But why does age matter, and how does it impact the cost of your car insurance? Let’s dive into the details.
Accidents can be stressful and overwhelming. Knowing what to do in the aftermath can help you stay calm and ensure everything is handled smoothly, especially when it comes to dealing with your insurance. Here’s a step-by-step guide on what to do if you’re involved in an accident.
Autumn is approaching, and it's time to prepare your car for the seasonal changes. Leaves are falling, the weather is becoming unpredictable, and the days are getting shorter. All of this can affect your driving experience and the safety of your vehicle. Here are some tips to get your car ready for autumn, including points to consider regarding your car insurance.
Having your car stolen is a stressful and disheartening experience. Knowing the steps to take immediately after discovering the theft can help you manage the situation more effectively. Here’s a guide on what to do if your car is stolen and what to expect from your insurance company.
A WA insurance, fully known as Legal Liability Insurance, is an insurance that covers the financial consequences of damage you cause to others with your vehicle. In the Netherlands, it is mandatory for every vehicle owner to have at least a WA insurance. This requirement is stipulated in the Motor Vehicle Liability Insurance Act (WAM). But what exactly does this insurance cover and why is it mandatory?
A damaged windshield can be a significant setback for car owners. Whether it's a small crack from a stone chip or a more substantial issue from an accident, replacing your windshield is often necessary to keep driving safely. But did you know that the cost of this repair can vary greatly depending on your car insurance?
Driving at night can be challenging, even for the most experienced drivers. Reduced visibility, glare from oncoming headlights, and increased fatigue all contribute to the risks associated with night driving. However, with the right precautions and techniques, you can navigate the roads safely and confidently after sunset. Here are some essential tips for driving in the dark.
Driving with your faithful four-legged friend can be a fun experience, but it's important to ensure that your dog is safe and comfortable during the ride. Whether you're taking a short trip to the park or embarking on a long road trip, here are a few essential tips to keep your dog safe in the car.
Whether you're a cautious driver or not, scratches on your car are often inevitable. Discovering your beloved vehicle is damaged can be frustrating, but the question that arises is: "Are these scratches covered by my insurance?" Let's take a closer look at this issue.
In the Netherlands, it is mandatory to have car insurance. The Motor Insurance Liability Act (WAM) requires every car to have at least third-party liability insurance (WA insurance). This insurance covers the damage you cause to others with your car. But what happens if you drive without insurance? In this blog, we explain the consequences if you are caught.
When comparing the insurance costs of electric cars to those of gasoline cars, an interesting dynamic emerges. Generally, electric cars are more expensive to insure than their gasoline counterparts. This trend can be attributed to several factors inherent to electric vehicles.
It's a common concern for motorists: what happens if you hit a deer or another large animal while driving? The answer depends on the type of car insurance you have. Let's explore if and how auto insurance policies cover these types of incidents. To begin with, not every car insurance policy automatically covers damage caused by a collision with a deer. The coverage required depends on the specific type of insurance you have:
It's a nightmare for any car owner: discovering that your beloved vehicle has been stolen. At such a moment, the immediate question arises: does my car insurance cover this? The coverage you receive in the event of theft heavily depends on the type of car insurance you have. Let's take a detailed look at how different types of car insurance handle theft.
Car insurance is essential in the Netherlands for several reasons. First, Dutch law dictates that every car used on public roads must have mandatory third-party liability (WA) insurance. This means that the owner of the vehicle is financially responsible for damage to others caused by the vehicle. Having car insurance protects the owner from potential high costs due to damage claims. Here are the different types of car insurance in the Netherlands:
Car insurance is an indispensable part of driving. Not only do they provide peace of mind, but they are also legally required in most countries. A common question that arises among car owners is whether their car insurance covers other drivers besides themselves. Let's delve deeper into what car insurance covers and whether there are additional insurances to cover others as well.
It's no secret that car insurance can take up a significant portion of our monthly budget. But fortunately, there are several ways to lower your car insurance premium without sacrificing the coverage you need. Whether you're looking to cut costs or simply save on your insurance premium, here are some smart options to consider.
When your car is involved in a serious accident and declared a total loss, it can be both an emotional and financial setback. This means that the damage to the vehicle is so severe that it's not worth repairing, even if technically possible. But what actually happens when your car is declared a total loss?
One of the recurring concerns that often arises when dark clouds gather and rain pours down in torrents is, "Does my car insurance cover floods?" The answer to this pressing question depends on the type of car insurance you have. Not all policies are equal when it comes to providing coverage against natural disasters such as floods. Let's delve deeper into the various types of car insurance and how they handle water damage.
Car owners know that maintenance and repairs of their vehicles are sometimes inevitable. And when it comes to car tires, the costs of replacement can be significant. But here arises the question: are car tires covered under your auto insurance? The answer is, as with many things in the insurance world, that it depends on several factors.
Owning a car with a foreign license plate and driving it in the Netherlands can be a complicated issue, especially when it comes to obtaining car insurance. The legislation and rules surrounding this matter can be confusing, but let's delve into the key aspects.
Having car insurance is an essential part of owning and driving a car. It provides financial protection against unforeseen events such as accidents, theft, and damage to third parties. But what if the car is not in your name? Can you still take out insurance? The answer to this question is generally no, unless you area partner of the car owner and reside at the same address.
Traveling to foreign lands often brings excitement, adventure, and new experiences. However, sometimes unwanted things can happen, such as experiencing car trouble in an unfamiliar country. In this blog, we will explain what roadside assistance abroad is, why it is crucial for travelers,and how to obtain such insurance.
Fortunately,relatively few traffic accidents happen in the Netherlands. Yet cars incur annual damage every year. Not only on the road, but also while parking orentering a driveway. Always consider whether it is wise to file a damage claim.After all, damage claims always have consequences for your insurance.
Discover essential insights on navigating car accident claims with Netherlands Car Insurance. Learn step-by-step procedures and expert tips to manage the claims process efficiently and secure your entitlements in the aftermath of an accident in the Netherlands
Learn about the changing tax rates for electric cars in 2024 and beyond. Take advantage of the current low tax rate before it increases in 2025. Make an informed decision if you're considering purchasing a fully electric car in 2024 to enjoy five years of more favorable tax rates.
In the Netherlands, the No-Claim Discount (or No-Claim Bonus) is a crucial factor affecting your car insurance premiums. This system rewards safe drivers with lower insurance costs. Understanding how it works can help you save on your car insurance in the Netherlands.
