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Are you coming to the Netherlands and do you want a cheap car insurance with good conditions ? Discover affordable and comprehensive car insurance options in the Netherlands, tailored for international movers and individuals with valuable assets. Trust our expert advisors for optimal coverage and peace of mind.

In the Netherlands, finding an affordable car insurance policy can be a daunting task due to the multitude of insurance providers and their complex terms and conditions. However, whether you own a high-end luxury vehicle like a BMW, Audi, Porsche, Volkswagen, Mercedes, or Volvo, or a more budget-friendly car, it's crucial to secure proper coverage to drive confidently on Dutch roads compare your car insurance in the Netherlands.

Best deal

WA Insurance

The most affordable (minimal) option

  • Damage insured against other cars
  • Coverage for bodily injury to other individuals.
  • Damage own car
  • Theft own car
Best deal

WA+ Insurance

Mostly chosen for cars under 10 years old.

  • Damage insured against other cars
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
Best deal

WA++ All risk Insurance

The best choice for new cars

  • Damage insured against other cars
  • All Risk
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
  • Sometimes no coverage for the new value.

Over 15 years of experience

About Car Insurance NL

We have recently launched a vibrant website in 2023 to assist expats with obtaining car insurance in the Netherlands. Applying for insurance can be extremely challenging for individuals from other countries.

With over 15 years of experience in the insurance industry, we understand that one of the most daunting tasks for expats is securing auto insurance. As part of European Insurance BV, a platform specializing in insurance solutions for both national and international movers, our mission is to provide expats with the right coverage without burdening them with exorbitant premiums.

Whether it's insuring compact cars or luxury sports vehicles, we've got you covered. Our team is here to support expats with a seamless and hassle-free insurance experience. Let us take care of your insurance needs while you embark on your exciting journey in the Netherlands.

Ready to drive safely?

Quickly and easily arrange your car insurance with Car Insurance Netherlands, which has extensive experience with foreign customers and their car insurances.

Drive Your Dream Car Sooner: Get Insured in 24 Hours!
At Car Insurance Netherlands, we understand that sometimes you just can't wait to hit the road with your dream car. That's why we offer lightning-fast car insurance coverage, ensuring you can enjoy your vehicle without any delays. Whether you own a luxury car in a higher segment like vetaakl or any other type of vehicle, we've got you covered.

Explore our car insurances

WA, WA+ & WA++ All Risk

  • Damage insured against other cars
  • All Risk covarage
  • Reporting accidents for insurance purposes.


Here, we've gathered answers to commonly asked questions about car insurance to help you make informed decisions and understand the essentials. Whether you're a new driver or an experienced one, it's important to have a solid understanding of car insurance to protect yourself and your vehicle.

Our latest news

Stay up to date with the latest news from our experts.


Does a rental car also need insurance?

When renting a car for a vacation or a short trip, questions often arise about insurance. Is car insurance necessary when using a rental car? Let's take a closer look at this topic.


Does car insurance cover hitting a deer?

It's a common concern for motorists: what happens if you hit a deer or another large animal while driving? The answer depends on the type of car insurance you have. Let's explore if and how auto insurance policies cover these types of incidents. To begin with, not every car insurance policy automatically covers damage caused by a collision with a deer. The coverage required depends on the specific type of insurance you have:


Does car insurance cover a stolen car?

It's a nightmare for any car owner: discovering that your beloved vehicle has been stolen. At such a moment, the immediate question arises: does my car insurance cover this? The coverage you receive in the event of theft heavily depends on the type of car insurance you have. Let's take a detailed look at how different types of car insurance handle theft.


how to file a car insurance claim?

Filing a car insurance claim can sometimes seem confusing, but with the right steps and information, you can navigate this process smoothly. Below is a handy guide that will walk you through the process, from reporting damage to settling your claim.


Which car insurance are there?

Car insurance is essential in the Netherlands for several reasons. First, Dutch law dictates that every car used on public roads must have mandatory third-party liability (WA) insurance. This means that the owner of the vehicle is financially responsible for damage to others caused by the vehicle. Having car insurance protects the owner from potential high costs due to damage claims. Here are the different types of car insurance in the Netherlands:


Does car insurance covers drivers other than you?

Car insurance is an indispensable part of driving. Not only do they provide peace of mind, but they are also legally required in most countries. A common question that arises among car owners is whether their car insurance covers other drivers besides themselves. Let's delve deeper into what car insurance covers and whether there are additional insurances to cover others as well.


How can I lower my car insurance premium?

It's no secret that car insurance can take up a significant portion of our monthly budget. But fortunately, there are several ways to lower your car insurance premium without sacrificing the coverage you need. Whether you're looking to cut costs or simply save on your insurance premium, here are some smart options to consider.


What happens if your car is a total loss?

When your car is involved in a serious accident and declared a total loss, it can be both an emotional and financial setback. This means that the damage to the vehicle is so severe that it's not worth repairing, even if technically possible. But what actually happens when your car is declared a total loss?


Does car insurance cover tire damage?

Car owners know that maintenance and repairs of their vehicles are sometimes inevitable. And when it comes to car tires, the costs of replacement can be significant. But here arises the question: are car tires covered under your auto insurance? The answer is, as with many things in the insurance world, that it depends on several factors.


Simplifying Car Buying in the Netherlands: A Step-by-Step Guide

Buying a car can be a significant milestone, whether it's your first set of wheels or an upgrade to a newer model. In the Netherlands


Does car Insurance cover flood damage?

One of the recurring concerns that often arises when dark clouds gather and rain pours down in torrents is, "Does my car insurance cover floods?" The answer to this pressing question depends on the type of car insurance you have. Not all policies are equal when it comes to providing coverage against natural disasters such as floods. Let's delve deeper into the various types of car insurance and how they handle water damage.


Can I get car insurance with a foreign license plate?

Owning a car with a foreign license plate and driving it in the Netherlands can be a complicated issue, especially when it comes to obtaining car insurance. The legislation and rules surrounding this matter can be confusing, but let's delve into the key aspects.


can I get car insurance on a car that’s not in my name?

Having car insurance is an essential part of owning and driving a car. It provides financial protection against unforeseen events such as accidents, theft, and damage to third parties. But what if the car is not in your name? Can you still take out insurance? The answer to this question is generally no, unless you area partner of the car owner and reside at the same address.


Roadside Assistance Abroad

Traveling to foreign lands often brings excitement, adventure, and new experiences. However, sometimes unwanted things can happen, such as experiencing car trouble in an unfamiliar country. In this blog, we will explain what roadside assistance abroad is, why it is crucial for travelers,and how to obtain such insurance.


Repair costs; to claim or not to claim for car damage?

Fortunately,relatively few traffic accidents happen in the Netherlands. Yet cars incur annual damage every year. Not only on the road, but also while parking orentering a driveway. Always consider whether it is wise to file a damage claim.After all, damage claims always have consequences for your insurance. 


Car Insurance for new drivers

It's always agreat feeling to get your driver's license. The next step, of course, is finding your first car. A suitable car insurance is an essential part of car ownership. In this blog, I will explain what you should consider as a newdriver.


Navigating Car Accident Claims with Netherlands Car Insurance

Discover essential insights on navigating car accident claims with Netherlands Car Insurance. Learn step-by-step procedures and expert tips to manage the claims process efficiently and secure your entitlements in the aftermath of an accident in the Netherlands


Decoding Dutch Insurance Jargon: All-Risk Insurance Explained

All-risk insurance, also known as comprehensive coverage, goes beyond the standard coverage offered by basic insurance plans


Electric Car Taxation 2024 Netherlands

Learn about the changing tax rates for electric cars in 2024 and beyond. Take advantage of the current low tax rate before it increases in 2025. Make an informed decision if you're considering purchasing a fully electric car in 2024 to enjoy five years of more favorable tax rates.


Auto Insurance Rates and Premiums in the Netherlands

Understanding Auto Insurance Rates and Premiums in the Netherlands


Understanding No-Claim Discount (No-Claim Bonus) in the Netherlands

In the Netherlands, the No-Claim Discount (or No-Claim Bonus) is a crucial factor affecting your car insurance premiums. This system rewards safe drivers with lower insurance costs. Understanding how it works can help you save on your car insurance in the Netherlands.

Tips for Expats and Newcomers for Car Insurance

If you're an expat or a newcomer in the Netherlands, navigating the car insurance landscape can be quite different from what you're used to. Here are some tailored tips to help you get started: