The most comprehensive

What Does All Risk Insurance Cover?

All Risk insurance includes everything covered by WA and WA+, plus additional protection for damage to your own car.

All Risk insurance typically covers:

• Damage to others (liability)
• Theft and attempted theft
• Fire and explosion damage
• Storm and natural events
• Window damage
• Damage caused by animals
• Damage to your own car, even if you are at fault
• Vandalism

This makes All Risk the most complete form of car insurance available in the Netherlands.

When Is All Risk Insurance the Right Choice?

All Risk insurance is usually recommended for new cars or vehicles up to approximately 6 years old. It is also a common requirement for leased or financed cars.

If your car has a high value or you want maximum financial protection, All Risk is often the safest choice.

Maximum Protection and Peace of Mind

With All Risk insurance, you are covered in almost every situation. This gives you peace of mind, knowing that both damage to others and your own vehicle are insured.

If you are unsure whether All Risk is the right option, we help you compare all cover types and choose what fits your situation best. You can also explore WA and WA+ for alternative options.