WA+ insurance (limited comprehensive) offers broader coverage than standard WA insurance. In addition to covering damage to others, it also protects your car against risks such as theft, fire and certain external damage.
This type of insurance is a popular choice for cars that still have value but do not require full All Risk coverage.
Mostly chosen for cars under 10 years old
WA+ insurance includes everything covered by WA insurance, plus additional protection for specific risks that are outside your control.
Damage to your own car caused by an accident is not covered. For full protection, you can choose All Risk insurance.
WA+ insurance is often suitable for cars between approximately 6 and 10 years old, or vehicles that still have a reasonable market value. It offers extra protection without the higher premium of All Risk coverage.
If you want to protect your car against common risks like theft or storm damage, WA+ is often a smart balance between cost and coverage.
WA+ insurance gives you more peace of mind than basic WA, while keeping your premium relatively affordable. It is a practical choice for many drivers who want additional security without paying for full comprehensive insurance.
Not sure if WA+ is right for you? We help you compare options and choose the coverage that best fits your situation.