WA Insurance

What you'll get

Introducing our essential car insurance for every vehicle in the Netherlands. This mandatory coverage ensures that you are financially protected against any damage caused to other vehicles. With a low premium, determined by factors such as age and postcode, this basic insurance offers peace of mind at an affordable cost. Safeguard yourself and others on the road with our reliable car insurance coverage.

What's included

The most affordable (minimal) option

  • Damage insured against other cars
  • Coverage for bodily injury to other individuals.

What's not included

To include more, look for our other insurances

  • Damage own car
  • Theft own car

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WA Insurance

Find the best car insurance for you by comparing your options. Save money, ensure adequate coverage, and gain peace of mind. Start your search today and make an informed decision about your car insurance. It's time to take control of your policy and get the best value for your money.

Choosing the right insurance

Most people opt for Third-Party Liability (WA) insurance or Third-Party Liability with Additional Coverage (WA+) insurance when the car is older than 8 years. At that point, having a Comprehensive (All Risk) insurance is no longer recommended since the market value of the car is too low. However, please note that this does not always apply to more expensive or exclusive cars, as in some cases, it may still be advisable to have Comprehensive insurance.

Good to know

You are allowed to drive your car with a foreign license plate in the Netherlands for a maximum of 6 months per year. During this period, you are entitled to an exemption based on international law. You do not need to apply for this exemption. Afterward, you are required to register your car with a Dutch license plate and arrange at least Third-Party Liability (WA) insurance.

  • We provide a comparison of various insurers based on price and conditions, ensuring that you always have the right car insurance. We assist you in English.

Over 15 years of experience

About Car Insurance NL

We have recently launched a vibrant website in 2023 to assist expats with obtaining car insurance in the Netherlands. Applying for insurance can be extremely challenging for individuals from other countries.

With over 15 years of experience in the insurance industry, we understand that one of the most daunting tasks for expats is securing auto insurance. As part of European Insurance BV, a platform specializing in insurance solutions for both national and international movers, our mission is to provide expats with the right coverage without burdening them with exorbitant premiums.

Whether it's insuring compact cars or luxury sports vehicles, we've got you covered. Our team is here to support expats with a seamless and hassle-free insurance experience. Let us take care of your insurance needs while you embark on your exciting journey in the Netherlands.


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Explore other options

Discover other affordable and comprehensive car insurance options in the Netherlands.

Best choice

WA+ Insurance

Mostly chosen for cars under 10 years old.

  • Damage insured against other cars
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
Best choice

WA++ All risk Insurance

The best choice for new cars

  • Damage insured against other cars
  • All Risk
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
  • Sometimes no coverage for the new value.