Replacing Your Car Windshield: What You Need to Know

Insurance and Windshield Replacement

In the Netherlands, the cost of replacing car windows is generally covered if you have Limited Comprehensive or All Risk insurance.

• WA (Liability) Insurance: This insurance is mandatory for all cars in the Netherlands and only covers damage you cause to others. Damage to your own car, including  the windshield, is not covered under a WA insurance.
• Limited Comprehensive: In addition to the mandatory coverage of a WA insurance, a Limited Comprehensive also covers damage to your own car from events such as theft, fire, storm, and windshield breakage.
• All-Risk: This insurance offers the broadest coverage. In addition to the above-mentioned damages, a all-risk also covers damage you cause to your own car, such as in an accident. This includes replacing your windshield after a collision.

Costs and Procedure forReplacement

The cost of replacing a windshield can vary greatly depending on themake and model of your car, local labor rates, and the availability of theglass. It is advisable to contact your insurance company before having therepair done. They can inform you about the specific conditions and whether yourdeductible applies.

In most cases, windshield replacement is performed by certified technicians who specialize in auto glass repairs. They will remove the damaged windshield, inspect the frame for any damage, and install a new windshield according to the manufacturer's safety regulations.

Prevention and Maintenance

While replacing a windshield is sometimes unavoidable, there are measures you can take to prevent damage. Maintain a safe distance from vehicles in front of you to avoid flying gravel and stones. Repair small cracks or chips as soon as possible to prevent them from spreading and requiring a full windshield replacement.

In short,replacing your car's windshield is an important procedure that involves safety and legal considerations. Make sure you understand your car insurance coverage before taking steps for repair. By being well-informed, you can ensure that you are quickly and efficiently helped with replacing your windshield if necessary.

‍